AML & Compliance Checks

1. When receiving a deposit from a wallet identified as "bad" by our AML service, the funds will be "frozen," and the invoice or payment through the channel will be put in the on_hold status with the reason being a high-risk score (high_risk_score). A webhook with the event deposit_on_hold will be sent.

2. Munzen will conduct a manual review of these deposits and their corresponding source of funds. As a result, the deposits will be kept in a hold status for a reasonable period necessary for the manual review process. During this period, Munzen may request necessary information, data, and/or documents to facilitate the manual review. In all circumstances, Munzen will conduct its activities in strict accordance with the applicable laws and regulations.

3. If the source of funds from a "bad" wallet is confirmed to be "horrible", the transaction/wallet will be transferred by Munzen to the rejected status due to a high-risk score.